It happens every month. You think you’ve done well to manage your money, but on checking your balance, there isn’t much left with one week to go until payday.
Budgeting can be tough, and while you can vow to do better next month – it’s not going to help you this month! So what can you do?
Take a look at some of these great tips for making money stretch in the last week of the month.
Make your own lunch
How much do you spend on lunch each day? You could save yourself a lot of money by making lunch at home. Use up some of the ingredients you have in your kitchen cupboard or freezer and make some tasty and quick lunches. If you can take coffee from home too, you won’t have to spend a dime on any food or drink outside of the house.
Walking is great. It helps the environment, it gets you fit, and it helps you save money. Walking to work and anywhere else you need to go will help you get more organized too as you’ll have to make sure you leave your place on time. Use the time walking to enjoy some music, listen to an audiobook or catch up with some of the admin you have to do. Who knows, walking might just become a regular thing for you!
The last week of the month can be miserable, but it doesn’t have to be that way! Staying in can be just as fun as going out, and you won’t have to worry about the weather or crowds! The secret to having a great night in is doing something that you love and taking some time to relax. If you want to do something more energetic, invite some friends over for games or to do an activity like baking – it’ll be a great way for you all to save money and enjoy spending time together.
Ask for help
If things have got a little desperate and you have bills due, or you have less than a penny to your name, then it might be time to ask for help. You could ask a friend or relative for a small loan, or try smslån to help you in the short-term. Life can be unexpected, and a blip in your finances can happen from time to time. Try not to let it get you down, and vow to try harder from now on.
Making your money last the month can be difficult, but that’s why budgeting is very important. With this month out of the way, you can start making a budget to plan for financial success. Focus on ways you can save money to help bring your outgoings down so you can have more money to spend and save each month. Forming new, responsible habits can take time, but you will get there if you try!